Salesh Chand Blog

Salesh Chand

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In 2007 I was a graduate accountant with $30,000 in student loans, $16,000 owing on a Ford Falcon, and not much else to show for it. Today, I have a property portfolio worth more than $50 million, built almost entirely from cashflow positive rentals and..

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New Zealand's economy has been under real pressure. Rising interest rates, imported inflation, a wave of company liquidations, and squeezed household spending have combined to make life hard for business owners and property investors alike. In our recent webinar, I sat down with my colleague..

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Recently, someone asked a question that's stuck with me: what are some of the properties you would never touch?It got me thinking, so I decided to make it the topic of a webinar. Together with Than Sundar, one of our experienced property traders and developers..

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On 12 May I hosted a Frank Discusson about the Property Market webinar with Kris Pedersen (founder of KPM Mortgages), and Than Sundar (experienced property trader and developer). Over the session, we covered interest rates, bank lending, risk management, and where the market is actually..

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With a cyclone potentially bearing down on the North Island of New Zealand, now is not the time to be wondering whether your insurance cover is enough. It's time to know.Most of us dutifully pay our insurance premiums each year, renew without a second glance,..

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If you own property in New Zealand, the latest lending changes could open up significant opportunities – but only if your finance is structured the right way. Banks now have more flexibility to lend up to 80% LVR to property investors when secured against existing..

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What separates property investors who build thriving portfolios from those who struggle or give up? It's not luck, timing, or having deep pockets – it’s knowing and consistently applying 10 key principles. In this webinar, Maggie Zabaglo, Than Sundar and I shared exactly what has..

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Lenders and borrowing incentives

by Salesh Chand 16 Dec 25

Over recent months we’ve seen banks offering some unusually generous cashback incentives for new lending and refinancing. While these offers were short-lived (and are discussed further below), they serve as a useful reminder that lenders remain competitive and will work hard to attract new business,..

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With the property market improving and prices starting to rise again, we are seeing increasing numbers of experienced traders in the market. Trading can be a great strategy in an upward market, but it’s easy to overspend or buy the wrong sort of property if..

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