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Business owners and property investors choose GRA because . . .

"We add value and
we get it right."

We're experts in property investment and portfolio building, tax structures and efficiency, business accounting, asset protection and trusts.

We focus on wealth creation for our clients. With skilled teams dedicated to property, business, governance, compliance, and education, GRA provide the accounting expertise you need and the knowledge to help you make smart decisions.

You choose the services. We will deliver and ensure your expectations are met.

Property

No other firm has our depth of knowledge and experience in property investment. We literally wrote the bookProperty 101 by Matthew Gilligan! We offer services to help property investors succeed and education to help property investors succeed to help property investors succeed. Learn more about GRA services to help property investors succeed..

Business

GRA's Taxation Compliance Division prepares financial statements and taxation returns for many types of organisations. Large companies and small to medium sized businesses.. Learn more..about GRA tax consultancy services..

Trusts

If you’re thinking about setting up, or reviewing a family trust, then you've come to the right place. Among other benefits, trusts protect you from adverse events.. Learn more..about GRA Family Trust accounting services

Taxation

Everyone has to pay their share of taxes, and we have no qualms about that. But there are many things that you can deduct and do to reduce your taxation obligations. Learn more..about GRA Asset planning accounting services

GRA Blogs:

All GRA Blogs: Latest Posts

  Matthew Gilligan  19 Nov 24

Matthew Gilligan With interest rates showing signs of decline, investor interest in the property market may be on the rise. As lending rates fall, the cost of owning a home often becomes more competitive with renting, a trend that could drive a shift in New Zealand’s housing landscape towards more homes being purchased for rental investment and home ownership. Notably, for much ...

  John Rowe  18 Nov 24

John Rowe Anecdotally, during the Christmas and summer holiday time of year there seems to be an increase in relationships ending. Whether it’s the stress of Christmas and the financial pressure that goes with that, or the fact people are on holiday and spending a lot of time in close quarters, it’s a time where some couples are making the decision ...

Salesh Chand Recently, I have been asked by several property investors about what is happening in the market and what I am doing.  I still believe property investing is one of the safest forms of investment to create passive income and intergenerational wealth, and I am still actively investing.Here’s what I’ve been up to:Buying PropertiesI’ve been submitting around 5-10 offers every ...

  Anthony Lipscombe  29 Oct 24

Anthony Lipscombe As we close in on summer, I thought it was worth highlighting a tax trap for bach owners who want to get some extra income by renting out the holiday home on Airbnb. Consider the following.Let us say that 30 years ago your parents formed a trust to buy a holiday home. The holiday home is used exclusively for ...

  Anthony Strevens  25 Oct 24

Anthony Strevens In November 2023 I wrote a blog about the new GST rules being applied for Airbnb properties listed through online marketplaces. You can find this here.There has since been an update to this that will make life marginally simpler for those owners who are not GST registered. In my blog I described the “flat-rate credit”, which is the 8.5% ...

  Anna Loginova  06 Nov 24

Anna Loginova For many of our clients, the most confusing and most-often discussed type of tax is provisional tax. (For background on the different types of tax that we have to deal with on a regular basis, have a look at our March 2022 blog.)What is provisional tax?Provisional tax is the prepayment of income tax in instalments during the year. It can ...

Nathan Budd Are you interested in investing in property but find yourself locked out due to the high buy-in costs or the recent debt-to-income (DTI) restrictions?  Joint ownership of property may be a path worth exploring to get in the game and ensure you don’t miss out on the next growth cycle. This approach can leverage the collective purchasing power of ...

Quade Fraser New Zealand has become an attractive destination for foreign investment, particularly in real estate. However, when investing in property in New Zealand, foreign investors must understand the tax framework they are dealing with which, among other considerations, includes the thin capitalisation rules, commonly referred to as ‘thin cap’. These rules are crucial for anyone considering borrowing to finance their investments, ...

  The Professional Trustee Team  23 May 24

The Professional Trustee Team Professional trustees are involved in all sorts of transactions for their clients. One of these is signing the settlement documents when a trust is buying or selling a property. The sale and purchase agreement for such a transaction will detail the settlement date, i.e. the date the property officially changes ownership from the seller to the buyer. At this time, ...

Kris Pedersen While most of the attention recently around mortgage rule changes has concentrated on the implementation of the debt-to-income (DTI) rules, it is worth noting that on the same day this change came in (1 July 2024), the Reserve Bank also slightly relaxed the loan-to-value restrictions on secondhand investment properties.  What are the loan-to-value (LVR) rules?Loan-to-value ratio (LVR) rules in ...

  Steve Munro - Guest Contributor  16 Aug 24

Guest Contributor When we think about life insurance, our minds often go straight to a one-off lump sum payout designed to pay off the mortgage, ensuring that your family won’t be left without a roof over their heads if you or your partner were to pass away. However, life insurance can offer far more than just debt coverage.Extended Support for Your ...

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Property 101by

Investing in residential property?

Put this at the top of your reading list.



If you're investing in residential property, seeking to maximise your ability to succeed and minimise risk, then this is a 'must read'.

Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s viewpoint. Written in easy to understand language and including many case studies, Matthew explains the ins and outs of successful property investment.

  • How to find the right property
  • How to negotiate successfully
  • Renovation do's & don'ts
  •  Property management 
  • Case studies and examples
  • and much, much more...
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