Many property investors are wondering what the property market is doing, and we've had several people ask us what our predictions are for the next year or so. Being aware of where we are in the cycle, as well as other factors affecting property, helps..
Read ArticleHere we are in 2017 and the property lights are dimming again. We have low cash yields in Auckland, values are peaking out at the top of the cycle, sentiment is turning against property in barbecue conversations, with people complaining that property values are astronomically..
Read ArticleI'd like to share with you the details of a property deal I'm currently doing in Auckland. Before I get into that, however, I invite you to watch the recording of the webinar I ran with Tony Alexander this week, if you didn't manage to..
Read ArticleWith election shenanigans in full flight, it appears we will suffer several weeks of grand standing and power playing as Mr Peters lists his demands and weighs his options. I was going to run a webinar with Tony Alexander on 26 September reviewing the outcome..
Read ArticleI wonder if the Reserve Bank's enthusiasm for introducing debt-to-income ratios has more to do with social agenda than strengthening the economy and protecting the banking system. In the Professional Trustee Team's August blog, we note that debt-to-income ratios (DTIs) are potentially dangerous and that they can..
Read ArticleThe new Terrace Housing and Apartment Building (THAB) zone allows for the building of some high-density developments to meet Auckland's starved housing supply. Because of this massive potential density, you can go six-storeys high with no parking, and intensively use the land. This creates an..
Read ArticleLabour has targeted investors in its fresh housing policy released in the last week. Ring-fencing tax losses, five-year bright-line rules and a tax committee (to mask their desire to bring in capital gains tax) are all on their agenda. Highlights • Ring-fenced tax losses derived..
Read ArticleI was recently asked whether there was an upper limit to the ratio between property price and household income, which in Auckland currently sits at about 10 to 1. In other words, the average property price is worth 10 times the average annual income. Also..
Read ArticleWhat does a man with $1 billion of property do when he becomes president and finds himself in control of the money supply, influencing credit conditions and the quantum of the government's fiscal spend as stimulus? The sceptic in me offers the following prediction. We..
Read ArticleI have found "Life on Line" very enlightening. Once entering all the necessary information into "Life on Line" system, with very much user friendly consultants, I was able to see my position very clearly. Life on Line also has a number of other functions that I am sure I will find very helpful in the future. Look forward to keeping up to date with "Life on Line". Regards - Trevor Morris – Cambridge
Investing in residential property?
If you're investing in residential property, seeking to maximise your ability to succeed and minimise risk, then this is a 'must read'.
Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s viewpoint. Written in easy to understand language and including many case studies, Matthew explains the ins and outs of successful property investment.
Meet with one of our senior property consultants to discuss your long-term plans for property investment and formulate a strategy for achieving them.
We offer both online and in-classroom education to help you move forward with your property investing.
Wealth Suite is a powerful online learning, analysis, planning and forecasting resource. There are four key components, and you can choose to use one, some or all of them.
• Cash flow analysis for home, property and business • Overview of total equity, debt and market value of assets • Analysis of home expenses and income
• Set retirement goals. • Analyse when you will be able to retire based on your current path. • Input 'what if' scenarios and see how they impact when you will reach your goals (e.g. what if I buy two investment properties in the next five years?)
Property analysis calculators for current and future investments, including: • Trade (flip) • Buy-to-hold• Subdivision• Land banking• Houses of multiple occupancy (HMOs).• Due diligence tool
Videos, articles and quizzes related to
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If you are new to Gilligan Rowe & Associates, we can offer you a free initial meeting with a senior consultant to review your current structure and discuss your accounting needs. In this meeting we will discuss ways to optimise tax and protect your assets so you are in the best position going forward.
Written by GRA managing director Matthew Gilligan, we offer two books:
If you want to know how to invest in residential property in a way that maximises your chances of success and minimises risk, this is the right book for you.
Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s vi..... More
Interested in paying less tax, property investment structures, trusts and protecting your assets? This is the right book to read.
Try asking two lawyers and two accountants "How should I own my property and business assets?" You will likely get four different ans..... More
Insurance is a necessary part of mitigating risk – both for your properties and for yourself personally. GRA recommend these insurance providers. Contact them to find out more and to get no-obligation quotes.
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For a free risk assessment visit www.riskdirect.co.nz
How to use residential property to help provide for retirement
With Matthew Gilligan and Steve Goodey August 2024
Market insights with Matthew Gilligan, Kris Pedersen, Anthony Lipscombe, and Tony Alexander - June 2024
Blandon Leung of MortgageHQ interviews Matthew Gilligan, May 2024
Webinar with Matthew Gilligan and Steve Goodey, February 2024
Ryan Melton of NZ Business Owners Podcast interviews Matthew Gilligan
Blandon Leung of MortgageHQ interviews Matthew Gilligan, November 2023
Matthew Gilligan interviews National’s Paul Goldsmith and Chris Bishop about National’s proposed policies, September 2023
Matthew Gilligan interviews David Seymour about Act’s proposed policies, September 2023
Matthew Gilligan and Kris Pedersen discuss finance for property investors, August 2023
Matthew Gilligan and Anthony Lipscombe discuss tax changes and policies, August 2023
Simon O’Connor interview. Planning rules and Labour’s proposal to scrap RMA, August 2023
Economic update from Tony Alexander; Matthew Gilligan discusses the market, July 2023
Matthew Gilligan and Anthony Lipscombe discuss implications of new 39% trust tax rate
How to protect your assets and minimise your tax
Matthew Gilligan, Lyn McMorran & Kris Pedersen, March 2022
Matthew Gilligan & Simon O’Connor discuss RMA changes, Nov 2021
Preparing for the end of the financial year, March 2023
Tax Changes & Property Market Update 27 Oct 2021 Webinar
Matthew interviews David Seymour, April 7 2021
Impact of Bright-line & Interest Deductibility Changes, March 2021
Webinar with John Rowe August 2020
The importance of good property education
Discover how to start and succeed in property investing
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