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Property, Tax and Finance Predictions for 2021

by Matthew Gilligan 16 Dec 20

After a crazy 2020, many investors and would-be investors are wondering what 2021 will hold in store for them. I outline my views and share my predictions in this article, which I hope you will find useful. Firstly, who am I to tell you what 2021..

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With New Zealand’s borders being closed, and likely to be closed for some time, a number of clients who have rented properties on a short-term basis (e.g. via Airbnb) are converting those properties to long-term residential tenancies. This raises the question – what are the..

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Breaking News - Tax Rate Change

by Matthew Gilligan 10 Sep 20

Yesterday (9 September 2020) Labour announced a new tax rate of 39% on personal income exceeding $180,000 per annum. Key points that we know so far:•  Applies to individuals only, i.e. an individual on a salary of, say, $200,000 will pay an additional $1,200 per..

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Busting Trust Myths

by Matthew Gilligan 21 Aug 20

“Trust busting” is the term often used to describe instances where a court finds in favour of a claimant trying to access trust assets. Here, though, I do not want to talk about “trust busting”. Instead I want to bust some trust myths. There has..

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Impact of Covid on the Property Market

by Matthew Gilligan 06 Jul 20

I have been surprised at the somewhat negative media commentary on property in the last 90 days, with prominence given to many of the usual doomsayer economists predicting a market meltdown. With predictions of 10–20% price drops (and a few keyboard warriors during lockdown saying..

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Matthew's Top Corona Tips

by Matthew Gilligan 30 Mar 20

Thanks to COVID-19, we are in a rapidly changing environment. Lockdown commenced on the 26th of March. It is quite possibly a two-month lock down, but that is conjecture. We are in the “initial 4-week period”.The Government is putting things in place to help the..

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After the Covid-19 announcement today, all our staff will be working from home. We are well set up to do this, and our business will operate as per usual, with the following changes:All meetings will be by phone or SkypeAll events will be held onlineWe..

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Property, Debt and Covid-19

by Matthew Gilligan 22 Mar 20

For those of you who are worried because you are carrying debt on property, I share my perspective on the impending doom that Covid-19 has wrought upon us. Just remember, people, that banks lend on closer to 6:1 mixed median multiples (median house prices: median household..

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Healthy Homes Costs

by Matthew Gilligan 09 Mar 20

Readers will by now be well acquainted with the minimum standards under the Healthy Homes Regulations. Rather than discuss what landlords need to do to adhere to these standards, in this blog I want to address the debate as to the tax treatment of costs..

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Investing in residential property?

Put this at the top of your reading list.



If you're investing in residential property, seeking to maximise your ability to succeed and minimise risk, then this is a 'must read'.

Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s viewpoint. Written in easy to understand language and including many case studies, Matthew explains the ins and outs of successful property investment.

  • How to find the right property
  • How to negotiate successfully
  • Renovation do's & don'ts
  •  Property management 
  • Case studies and examples
  • and much, much more...
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